What are the odds of you doing the real thing versus you thinking about how many Twitter or Facebook followers you ought to have? Nauseating to hear so-so media for media’s sake, they deserve all the scrutiny and questions.
Real thing means going outside, hitting the codes, paying the servers and acknowledging real requirements.
Personal finance can be defined by three words: Manage Your Money.
This post, is my own approach to money. Not some random research to produce an article swimming like a duck in a pond. I am not a rich kid, but I can honestly assess that I can manage where the coins and papers are going.
For all those people advocating finance to serve people: Peace and Love ya’ll.
For all those people advocating finance to steal people’s money: Fuck you.
There is one interesting subject in finance that is in my humble embarrassing opinion that people all need to understand. That is Liquidity Risk. That is the ability for your assets to be traded in advantage for required profit.
I think this applies to almost anything: If your car(or whatever it is you are selling, your skill, your presentation, idea or anything) is crappy enough that you cannot sell it fast to make a good mark-up profit, you lose.
Wow, so where are we? Finance? Personal? Don’t mess with my purse, as others can say.
Consultants
With all those consultants willing to make an appointment with you, check first if you really have that much of money to take care of. If you can LITERALLY COUNT your money, like you memorize what is in your bank account and the number of shares you have with stock portfolio then you do not really need a consultant. For real.
For me, friends are your greatest advisers. They know when you suck or doing the wrong tunes, and they know when you are doing the right things.
This is probably a confirmation bias: Personal finance consultants are mostly for people with no great friends they can model themselves with.
So! These three tips will make you awesome in approach to money. This is not a guarantee as we have different spending habits and reward systems. But this is a real deal. Whatever.
Forget the Wallet
Huh? Where the heck that idea came from? None. I practice this myself, I only use steel paper holders and my bag for the coins changes.
All I suspect is that wallets are made to give society the illusion they have lots of doughs. The reality is that you have to figure out what to save and spend before you can reflect how much money you have.
Lose the wallet. Why? Because wallets make you spend stuff more than necessary.
Wallets trick you to believe you have a money container in your pocket. I’ve been there with a feeling that I have enough with me even though few is really all I have.
Contrast that with steel money clips or just a pocket to have your money,and you will feel literally you are spending stuff every now and then. Having “to lose it or have it” kind of situation makes you alert and think twice in every purchase you make.
Less with the Coins
What the heck again? The coins….They are great for instant purchase! This, in an instant, buy you a token for your favorite arcade game, a chocolate you habitually want, and so on. Guess what? You wonder why your money is so hard to trace, hard to remember where you spend it. That’s because you have your coins with you.
Now what approach? Use less coins. Coins can be stored, deposited in a bank, for generosity or reserved for better use.
In normal life, you usually don’t mind thinking about every small purchase. To do that is a recipe for being miserable. You do not count all that. By being a less user of coins and more on paper, you will be extra mindful that your resources are finite.(Because, it is faster to notice you lose money in papers.)
In result, you will buy in bulks and maximize what you have. You will think of longer, and smarter ways of spending.
Because these are not coins baby, those are papers that are at stake, to be burned well.
Buy Expensive Stuff
Many people advocate you to save money for future expenses. What if you can make a twist? That is to invest and buy for the quality in the first place. Placing a high premium in stuff you normally use. That means you buy for the long haul, for the long grind.
I bought a set of shirts and shoes that is way expensive than normal, they all look good and new after a year and still looks fine even in weekends. That is the cost per year of maintenance. You know the saying? Buy the Best, Cry Once. Favor high qualities, buy for packages, share costs with your friends and so on. Purchases that will cost you less for the long run.
So what do we got here?
Being content with what you have is the first step in being financially independent. Lessening your dependencies on many things, to do that requires you re-evaluate your priorities about what you really want. Take a little look closer, you really need less money than you know.
Treat money as a way to give you more choices. Not to buy chains that will make you harder to move.(Those damn, checkouts, leaving you air-headed like:”I have this X thing, so what?” something like that.) Buy for freedom, for opportunities. Invest in education. Move forward.
Do not believe all those crocodiles telling you that you only have one life, and you cannot bring your money to the grave. Maybe that statement is reserved for terrorist, those people who plans to die or for people with suicidal thoughts. Because you only have one mind, you better use it to learn more wise quotes.
Kidding aside, learn as much as possible. You can ignore this post and read more, so you can weigh things down and treat matters in a lively different frame of view.
The things is that whoever and wherever you are, you have to take control of your money, at some point or another.
Whether you like it or not, you have to sustain your pace of doing stuff, and to do that means a sound understanding on what is going in and out of your pocket. Unless you earn 100 dollars per second, this post is all a joke to you.
Managing your finances is a critical lifetime skill. You can practice this. This is boring, I know. But when you see on certain day, that figures coming up like a wild geyser in your account, the fun begins.
Isa kang arnibal sa taho ng bawat araw, isa kang kaning lamig sa gabing masarap ang ulam, isa kang tinapay sa gutom na paggising. Isa kang malawak na kamera, nakakangiti ka araw-araw.
“Welcome to the real world”, she said to me
Condescendingly
Take a seat
Take your life
Plot it out in black and white- No Such Thing by John Mayer
There are many ways in which people find some explanation in everything they do. The real deal is that you cannot really tell, whether your decisions have a good shot of carom in the right holes. But hey, as long as you do not pollute your karma, you’ll be fine. Prepared with energy, right chance and hard work.
What is yours will be yours.
Tired bodies and sleepy heads do not perform well. We need rest for repairs. Flagging a dead horse, pushing gray buttons and knocking a warned empty door are all waste of time.Availability is one of those precious gifts you can ever give and receive. Acknowledge limitations and make time for refreshments, that way we can pick things up.
Ibang mundo. Ibang galaw. Iba, basta, walang mataas,walang mababa, iba lang talaga.
Naiibang kalagayan sa nakaraang duyan na para bang umuulan ng sandamakmak na katwirang parang walang laman.
Mga ipinagbago, parang nanghiram ng mata sa kwago,mga pakiramdam na naitago, naitapon, naimbalido, naubusan yata ng keso.
Mga sinampay na sinampal, mga swelas na gasgas, parang malakas na ilaw sa taas, mga birong walang kupas.
Pagsasara at pagbukas ng mga simbolo, nasa linya at ulap, kabilaan. Pagpinid sa pintuan, mula sa kalaliman, iikot papuntang kalinawan. Bilog na araw, namimigay ng hikaw.
Ibang mundo. Ibang galaw. Iba, basta, walang mataas,walang mababa, iba lang talaga.
Here is my 2 cents. Whatever. Psychologists assess how are you feeling before proceeding to a different approach tailored to you. Hypnotists focuses you to relax and cure you by giving you a refreshed “mental state” all by leading there in advantageous perspective by yourself. These two roles are interesting topics when you talk about people interaction.
You should remember two damn things when dealing with emotions and feelings: First, they should be released. Second,they should circulate.
I want to bash myself with a lamp, when I say the word “none-sense person”, so sorry! All happens to be solved when you do not deny and repress what is hurting you or what makes you happy. Even in listening, I find it always constructive when I pay additional attention to what they say and tell them I understand what they mean. Like a precious resource, you never overspend what you feel or keep too much for yourself, you’re there finding the riiiight balance. Rooms without ventilation can be very uncomfortable, and you cannot imagine your heart and mind without one.
When I say circulate, I mean you should go through a process of different cycles of denials and acceptance. Until what you have inside don’t have the hype enough to get you hooked, clinging like a drugged monkey or the additional hair, fangs to scare, bother and worry you.
So you want to get healed? Start it by yourself. I have often believed that feelings, mood and interactions often depend and revolve around the quality of people we meet and the quality of practices we do. In other words, make sure you are in a great company to feel great. So you want to feel right? Eat right, sleep right, drink right, play right, produce right, give right and appreciate right. Or all left, depends on what triggers you,fires the matches in your head and pull the strings behind your chest. You can also watch your body, because it is faster than your critical and observant brain, and when you’re happy and you know it…uh, okay, haha.
Pursue what’s exciting, what’s new, what seems to lead to an adventurous path. What can possibly be? Ask fresh questions, produce new stuff and hear more inspiring stories. Give a hand or give so much thanks. Do something that matters.
